My First Class Ultra — Beyond Platinum ฿100M
Our flagship plan — the highest annual limit we offer, a private room and dental cover added on top, for those who want our most complete protection.
Best for expats who want the most comprehensive coverage available and the comfort of knowing little is left out — including dental. A natural fit if you prefer maximum protection.
Benefits
- ฿100M annual limit — the highest in our range
- As-charged in-patient care: room & board, ICU, surgery, specialists, cancer and dialysis
- Private room as standard for your hospital stays
- Dental cover included, adding everyday value beyond hospital care
- Use any hospital in Thailand, with direct billing at 226+ hospitals
- Available for new applicants aged 11–70 and renewable to high ages
Things to know
- Requires the main My Whole Life A99/20 (with dividend) contract at the minimum coverage for your age — which also builds some cash value over time
- As the flagship, this is our highest-premium plan, reflecting the top limits and added dental cover
- OPD (out-patient) cover, where offered, is arranged as an add-on to suit your needs
- The most comprehensive option we offer — more than many people need, best for those who specifically want the highest tier
How to plan better
- Choose this for the most complete protection in one plan, including dental
- Add OPD if frequent clinic visits are part of your routine
- Buy younger to secure a lower age band before stepping into the flagship tier
- Ask about deductible options to balance the top-tier premium
Real rates by age
Indicative all-in annual premium (this plan + the minimum required main contract). Your exact figure depends on health declaration and options.
| Age | Male · all-in / yr | Female · all-in / yr |
|---|---|---|
| 20 | ฿89,128 | ฿110,876 |
| 25 | ฿88,742 | ฿116,983 |
| 30 | ฿102,550 | ฿137,883 |
| 35 | ฿110,876 | ฿149,773 |
| 40 | ฿123,566 | ฿161,264 |
| 45 | ฿136,485 | ฿175,089 |
| 50 | ฿156,825 | ฿195,922 |
| 55 | ฿187,404 | ฿215,242 |
| 60 | ฿227,402 | ฿256,502 |
| 65 | ฿290,975 | ฿308,987 |
| 70 | ฿377,087 | ฿377,800 |
All-in annual premium = this health plan + the minimum required Whole Life A99/20 main contract, for a standard-occupation healthy applicant. Excludes optional OPD and other riders. Final premium confirmed after underwriting. WhatsApp us for your exact figure.
A lot to take in? Just ask us.
You don't have to decide alone. Tell us about you and we'll walk you through whether First Class Ultra ฿100M is the right fit — on whichever channel you prefer.